Skip to main content
The Cost

If Funds Are Low... Start at a Two-Year School, Then Transfer to a Four-Year School

This strategy is appropriate if you cannot afford the cost of a four-year school. You can minimize college costs if your child attends a two-year school in the freshman and sophomore years. This could give you more time to save for the higher-cost, four-year school.

SUGGESTION: Working with the high school guidance office, your child should develop a list of schools in which he or she is interested and do your research on each of them. You and your child should rank the schools without regard to cost. Then rank them according to what you think you can afford. This process will help you hone in on a school that your child likes and that you can afford.

SUGGESTION: There are services available that match your child's personal profile and needs with the college that fits their unique situation; see the section College Planning Services.

Share Article:
Add to GooglePlus
1Investment and insurance products and services are offered through INFINEX INVESTMENTS, INC. Member FINRA/SIPC. Infinex and the bank are not affiliated. Products and services made available through Infinex are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of, nor guaranteed or insured by, any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value.