Please read each question carefully. If you're not sure of the answer, read the appropriate section to get your questions answered. These questions will help clarify your insurance objectives:
- Do you know how much disability coverage your employer or your private policy provides?
- How long will your disability coverage last?
- Is your current disability plan adequate to meet your income needs if you can no longer work?
- Have you purchased the maximum additional disability insurance available to make up the shortfall?
- Will your survivors have adequate income in the event of your death?
- Will your life insurance be enough to pay off the mortgage or fund your children's college education?
- Are you paying too much for life insurance?
- Is it more affordable if you purchase life insurance independently rather than through an employer?
- Should you keep your term insurance or convert it to a permanent policy?
- Does your present health insurance plan provide adequate medical coverage?
- Is your health insurance plan the best plan available for you and your family?
- If you're leaving your employer, have you made arrangements for continued medical insurance?
- Do you have the right automobile insurance coverage for your situation?
- Do you know how to choose the optimal auto insurance deductible and liability limits?
- If you're age 55 or above, have you determined whether you need long-term care insurance?
- Do you have the right homeowner's insurance coverage for your situation?
- Have you considered an umbrella policy to cover at least your net worth?